the future of banking in Southeast Asia

What is a Hero ?

Hero is the future of banking in Southeast Asia, which does not use bank loans and provide consumer loans on a low budget. With the introduction of crypto currency named Hero Token, he plans to switch to a block-based unsecured loan.

Softbank, like Alibaba, is supported by venture capitalists and helps thousands of Filipinos achieve appropriate credit by switching to the Philippines by 2015.
Hero does not represent core capital in the Company and has no intrinsic value. All tokens in the aggregate are entitled to receive 20% of interest income.

What is a Hero Token ?

Ethereum was built as a symbol of ERC20 in a chain of blocks and is represented by the symbolic name Hero.
Token sales are part of the crypto currency project, which sells some of its symbols to early investors and enthusiasts for financing. Demonstration Hero represents the right to receive the prize, which is part of the interest income received. All tokens in the aggregate are entitled to receive 20% of interest income.

Hero Token allows the PawnHero community to participate in the PawnHero success story, which is largely confined to a small number of traditional elite funds from venture capital. By setting the token of the hero, the tokenholders will benefit from PawnHero's future success. Coin sales are fast, transparent and efficient for this purpose.

ETH redistributed to all owners of the Hero icon according to the terms of the smart contract (for example, given proportional to the part of the property received by interest income). He tries to distribute long-term hero awards in a shorter time, a project with the goal of monthly gift distribution.

HERO is One of the Future Banking Solutions in Southeast Asia. In 2015, PawnHero was honored as "Asia's most promising Startup Company" at a regional startup competition held in Echelon, Singapore with participation of 14 countries. In 2016, the PawnHero Team won the Gold Award at Hack Osaka Japan and was also awarded an award at the Asia CEO Awards in Manila.

Vision and mission

Hero has a mission to revolutionize the banking industry that aims to make credit picking easier and more affordable for people who do not have bank accounts / unbanked or non-bankers / underbanked in Southeast Asia.

Hero has a vision to change the current financial system which ostracizes as many as 2 billion people from the banking system but the problem can be overcome by using technology to create a more inclusive system which will allow people to access credit more easily.

HERO SOLUTIONS

One solution Hero will give is to innovate in delivering better quality at a lower cost thus creating a better experience for consumers. Hero will also provide secured loans to unbanked and underbanked customers in Southeast Asia. With the sale of tokens, Hero intends to develop into a blockchain / blockchain-based uncollateralized loan-based unsecured loan.

PawnHero has started operations in the Philippines since 2015 and from then on, PawnHero has helped thousands of Filipinos gain access to more affordable credit. In 2015 they launched a first product that is the first online pawnshop shop in Southeast Asia. PawnHero changed the solitary phone into a pawn shop, because PawnHero does not do physical pawnshops but uses technology. This technology is presented to provide access to cheap credit, reduce interest rates so as to improve the livelihoods of Filipinos.

Thus the Filipinos no longer need to leave their comfortable home just to get a loan. PawnHero has increased access to credit by using the internet and they want to measure its impact using Blockchain technology.

With the successful sale of tokens, Hero plans to expand the lending without burden-based blockchain. Hero can drastically lower costs and significantly weight the burden of getting credit, making lending easier to access and more affordable and able to support entrepreneurship and participate in wealth creation.

HOW PAWNHERO WORK

"Pawn Shops in Everyone's Pocket"

PawnHero transforms the experience of traditional pawnshops by providing virtual blend / hybird services and physical services. The PawnHero / PawnHero Operating Platform Operating Platform "Opus" combines an unobstructed frontend frontend experience with backend operational processes Allows PawnHero to manage and control customer experience and business.

Subscriber sends goods information ("Request") on pawn over their phone or desktop computer. After customers Submit details of their items through a series of drop down menus, Opus connects the request to Magnus Loan's pricing model which instantly provides multiple loan offerings with different loan terms to customers. Customers then choose their preferred loan offer and Guided through Customer Information, Payment Methods, and Shipping modules.

Opus then sends PawnHero motorcycle courier (pawn) to collect items from customers' homes free of charge. at the time of the piccup, PawnTooper completes the legally required Know Your Customer (KYC) procedure, then issues the Mortgage Charge to the customer, and receives the item for shipment to the Operation Center.

At the Operation Center, our assessors will prove authenticity and assess the condition of the related goods. If the authenticity and condition of the item have been confirmed the same as in the Request that has been sent by the customer then the loan money will be sent through Opus device with payment options that have been selected by the previous customer. If the goods are not authentic, then the goods will be returned to the customer and then the customer will be charged a shipping fee of 100 Pesos / 2 US dollars. However, if the goods are genuine but not in the conditions specified in the Customer Request, then our interpreter will revise the value of the item then Opus will provide new loan offer to the subscriber via e-mail or short message service / SMS .

PawnHero will offer several payment options for loan disbursement (Pay Out) and loan repayment and loan extension (Pay In). PawnHero also works with other blockchain-based devices where it allows anyone including those who do not have a bank account to access financial services easily via their phone.

Details of Token Sales

Schedule ICO -
Purchase Token Bitcoin, Ethereum, Ethereum Classic, Litecoin, Ripple, Waves
Price Token 200 Hero / 1 ETH
ICO Bonus 2.5% - 30%
Total Supply Token 50.000.000 Hero