The first Digital Bank to incorporate the Sharia Banking Module with Blockchain Technology

What is HADA DBANK?

HADA DBANK is the first Digital Bank to combine Sharia Banking Module with Blockchain Technology, to create an ethical and responsible banking ecosystem.
We are plagued with persecution of banks and financial institutions that are currently against their customers. There are players who make money out of thin air from debt and interest.
This is why the global economy has collapsed over time, as it did since the 1st century. The lack of responsibility charged by banks is brave enough.
This is why we chose to be part of the current financial revolution through the establishment of the Bank, the bank in question and personally.

Foto Hada DBank.

Caring and Personal: this is the core value, shape and affect the services, transactions, interactions and running our business. These words will guide our behavior internally in our Organization, and externally with our customers and communities. We aspire to be a bank that really cares to improve people's lives, not just profit from it. Personalization will also be the main focus of our services. Different customers have different needs, and require different attention and services. Customers will have customized DBANK HADA services because we believe, not everyone can wear the same pants.

We aspire to be a 'fair' organization in the financial industry. The 2007-2008 financial crisis serves as a grim reminder of how some irresponsible players can replace the entire industry, making millions of people experiencing financial ruins. Sharia banking, because the concept of transparency, the sharing of profits and losses, will minimize market manipulation and eliminate other domino impacts.

The DBANK HADA team, will develop a comprehensive Digital Blockchain Bank that will make life easier for everyone, regardless of their status. They will be able to perform bank activities at a cost of 0% and at the same time enjoy the quality service from us. We are here not just for profit, but to make a profit justified while ensuring a better banking experience.

HADA DBANK A digital-based bank will be the world's first Blockchain to integrate sharia banking module with Blockchain technology, to create an ethical and responsible banking ecosystem. Due to the newly established Bank Digital and Blockchain Banks with a focus on Conventional banking services, we chose to win Islamic Banking services due to the lack of such facilities. In 2016, sharia banking is worth USD 1.5 trillion globally.

Sharia banks are less risky and tougher than their counterparts, due to the aspect of their capital needs and the mobility of their bank savings. Unlike Conventional Banking, deposits to Sharia Banks have the right to be informed of what banks do with their money.
They also have a vote in which their money should be invested. Islamic banks also seek to avoid interest in all levels of financial transactions and encourage shared risk between lenders and borrowers.

There are two basic principles in sharia banking. One is the profit and loss division; and two, significantly, the prohibition of interest collection and payment by creditors and investors. The collective interest or "Usury" is not permitted under Islamic law. In terms of profit, both the bank and its customers in the form of previous agreements.
In the case of all losses, financial losses will occur borne by the lender. In addition, sharia banks can not create debt without goods and services to support it (ie physical assets including machinery, equipment, and inventory). Therefore, DBank's deposits, deposits and investments will be supported by physical assets such as precious metals and gemstones.

Mission
Provides Ethical and Responsible Banking Services to everyone, especially the current "Unbanked" population.

Vision
To Be The Leading Bloc & Digital Bank Leader that emphasizes Ethics and Responsibilities through Sharia Banking Principles and Services. At some point we have bad experiences when dealing with conventional banks due to high service costs or lack of empathy during transactions with their personnel.

HADA DBANK, developed a comprehensive digital blockchain bank that will make life easier for everyone, regardless of their status. They will be able to perform banking activities at a cost of 0% and enjoy the quality of service from us.

HADA DBANK will become a blockchain-based digital bank in the world by integrating Sharia banking model with blockchain technology, to create an ethical and responsible banking ecosystem. Hada DBank chose to win sharia banking services and plans to use pre-ICO funds to apply for FinTech License from Swiss Financial Market. Hada DHBank is the first digital bank to combine sharia banking module with blockchain technology, to create an ethical and responsible banking ecosystem. Hada DBank is present as part of the current financial revolution through the creation of caring and personal banks.
This is the core value of Hada DBank that forms and influences services, transactions, interactions and running a business. Hada DBank aspires to improve people's lives. Different customers have different needs, and require different services and attention. The principles of Sharia Banking require total transparency from customers and banks.

Careful decision making, supported by market insights, real digital analysis, AI analysis and blockchain technology will undoubtedly benefit future consumers. Hana DBank aims to promote ethically and globally responsible banks. Sharia banking is not just for Muslims. It's for everyone.

But it represents "Transparency and Risk Sharing".
supported by market insights, real digital analysis, AI analysis and blockchain technology will undoubtedly benefit future customers. Hana DBank aims to promote ethically and globally responsible banks. Sharia banking is not just for Muslims. It's for everyone.
But it represents "Transparency and Risk Sharing". supported by market insights, real digital analysis, AI analysis and blockchain technology will undoubtedly benefit future customers. Hana DBank aims to promote ethically and globally responsible banks. Sharia banking is not just for Muslims. It's for everyone. But it represents "Transparency and Risk Sharing".

Regardless of the Muslim population of 1.7 billion and billions of people who prefer to subscribe to sharia banking services, DBANK HADA will also focus on a population of 644.1 million people in Southeast Asia (ASEAN).

Interesting facts about ASEAN:

Have a population that has no banking about 438 million.
More than half of the ASEAN population is under 30 years of age.
Has a market penetration of 854 million smartphones or 133% compared to the population, but only 53% of ASEAN online communities, leaving significant space for future market expansion in Indonesia. As an online specialty bank, this fact convinces us to focus on ASEAN as our secondary market. We are scheduled to offer Sharia Banking Services in stages in the second quarter of 2018.

Free account & encrypted e-Wallet:

a.smartphone - banking application

b. Non-Smart Phone - SMS / USSD Code.

Savings & Withdrawals.

A. Savings of at least 5% per year.

b. No withdrawal fees

Transfer, Remittance & Exchange.

A. free transfer and remittance fees (fiat and cryptocurrency) between personal storage account and e-wallet.

b. minimum 0% fee on exchange transactions via HADA Exchange (between crytocurrency). No charge on major FIAT currencies during crypto-fiat currency exchanges.

c. Connect with partners or open the API to get better interest rates for other currencies.

4.Loan & Investasia.

A. 0% Loan Interest.

b. 10% minimum investment return

Real-Time Payments.

Real-Time Payments using HADACoin and Cryptocurrencies / Tokens via our Debit card,

HADACoin is an ERC-20 coin made using Ethereum platform. A total of 500 million HADACoin will be created. HADACoin will have 6 decimal units. More information on HADACoin as stated below:

A. Carry out financial activities and services in our Banking Platform

b. Make a payment for the service using your Debit Card

c. Receiving Monetary Gains such as Dividend, Return and equivalent deposits to your Savings Account or using our Investment Solution

d. Act as collateral when applying for unsecured loans and long-term loans

e. Trade on Crypto-Exchange and earn more profit by increasing HADACoin value!

We intend to raise capital for the development of DBANK HADA through its HADACoin. Buyers use HADACoin to conduct banking transactions or daily activities. Customers are given a debit card, which allows them to trade with HADACoin on other HADA banking platforms or merchants globally.
As many as 500 million HadaCoins will be issued. 295 million coins will be offered for sale. Of the 295 million coins, 20 million will be allocated to private investors and institutional buyers, 50 million coins will be released during PRA-ICO training and another 225 million coins will be released in our ICO practice in the near future. The 10 million coins that will be allocated to the bontiHADACoin campaign are ERC-20 coins made using the Ethereal platform. A total of 500 million HadaCoins were created. HADACoin has no intrinsic value and also security, there is no guarantee of Monetary profit like Dividend, Return or anything related when buying our coins like that. You can use your Coins to perform activities and financial services on our Banking Platform, Pay for our Debit Card services, Receive Monetary Gains like Dividends, Refunds and anything equivalent to depositing them into our Savings Account or utilizing our Investment Solution Investigation as collateral when submitting Unsecured and Term Loans, Marketing at the Crypto Exchange and generating more profit by increasing the value of HADACoin. 35% of capital gained through PRA-ICO exercises is allocated for research and development of banking platforms and systems and product development in the future. The last 15% will be saved as RESERVE. development of banking platform and system as well as future product development. The last 15% will be saved as RESERVE. development of banking platform and system as well as future product development. The last 15% will be saved as RESERVE.
This reserve will not be used unless necessary and strict rules will be established. The decision to utilize this reserve will be determined by top management collectively and unanimously, to ensure there is no mismanagement and use of excess reserves.
We will increase DBADK's HADA Reserve to 30% of total capital, in the nearest future in accordance with Islamic Finance Law. to ensure no management errors and excessive use of Backup. We will increase DBADK's HADA Reserve to 30% of total capital, in the nearest future in accordance with Islamic Finance Law. to ensure no management errors and excessive use of Backup. We will increase DBADK's HADA Reserve to 30% of total capital, in the nearest future in accordance with Islamic Finance Law.

HADA DBANK uses private blockchain stored in every node in the network controlled by DBANK HADA. Some nodes only store a blockchain copy and can act as a gateway node or server backup node that acts as a validator on a secure network. The main database is basically implemented in a blockchain structure, where each block is a set of transactions. Each new block defines a new core state according to the previous block state. The core of database integrity is provided by blockchain. Each block is connected cryptographically to the previous block. This feature ensures the ability to validate the database and transaction history at any time in the future.

The primary database stores all the data that passes its core. In addition to the main database, there are other databases that only store the final state of the core. This database is optimized to read and write account data quickly during validation of new transactions. Thus, each node in the network stores and processes the core state using two databases simultaneously for fast transactions and readings. Decentralized dedicated computer networks validate and confirm transactions are under the control of DBADK HADA.

HADA DBANK intends to make it easier for everyone to do banking activities regardless of their social status. HADA DBANK will issue a prepaid debit card that enables cashless transactions without any strings attached. They are not required to have a bank account or e-Wallet with us to enjoy this service. Customers can also withdraw and cashback through ATMs and merchants globally.

Bonus Referral or Bounty when your referrals register with us through your referral code.
TECHNOLOGY IN DBANK
HADA DBANK uses private blockchain stored on every node in the network. By default, all nodes are controlled by DBANK HADA. Some nodes only store copies of blockchain and do not take part in the transacton confirmation process (consensus protocol). The node can act as a gateway node or backup server.

A node that acts as a validator can be found on the secure bank segment of the bank and available through the gateway node.
The core database core is implemented in a blockchain structure, where each block is a set of transactons. Each new block defines a new core state according to the previous block state. The core of database integrity is provided by blockchain and consensus within it.

Each block is connected cryptographically to the previous block. This feature ensures the ability to validate the database and history of transactons on each tme in the future. The primary database stores all the data that passes its core.

ABOUT HADACOIN
We intend to raise capital for DBANK HADA development through its HADACoin. Buyers will be able to use HADACoin to conduct banking transactions or daily activities.
Our customers will be issued with a Debit Card, which allows them to transact with our HADACoin, in a banking platinum or other merchant worldwide.

HADACoin Distribution

Harga HADACoins selama Pre-ICO

A total of 500 million HADACoins will be issued. 295 million coins will be offered for sale. Of the 295 million coins, 20 million will be allocated to private investors and insttutonal buyers.
50 million coins 275 Million will be released during PRA-ICO training and another 225 million coins will be released in our ICO practice in the near future. 10 million coins will be allocated to gift-giving campaigns.

Pre-ICO Funding Target

Soft Cap = 5,000 ETH

Hard Cap = 20.000 ETH